HPSM Apartment Purchase Financing
DBH Islamic has brought to you an opportunity of buying an apartment from your preferred developers/sellers. DBH Islamic ensures better experience of home ownership process.
- Ensuring full Shari’ah compliance
- Providing financing facility up-to 80% of the apartment value
- Flexibility in choosing financing tenure up-to 25 years
- Fast approval process
- Offering attractive and competitive Rate of Rent (ROR).
- Options for partial adjustment and early settlement after 6 months without any fees.
Required Documents
- Employment Certificate/Salary Certificate
- Pay slip (Last 3 months)
- Bio-data (income-earner) / CV
- Bank Statement (last 12 months)
- Business Card
- Ownership documents, Approved plan, Rental income proof (if any)
- Other loan statements (if any)
- Copy of e-TIN Certificate
- Copy of NID
- Photos of Applicant & Co-applicant
- Actual Processing Fees
- Copy of Trade License
- Copy of Memorandum of Association and Articles of Association (if applicable)
- Business/Product details
- Income Tax Assessment (Last 3 years)
- Profit & Loss Account for Business (Last 3 years)
- Business Bank Statements (Last 12 months)
- Bio-data/ CV
- Business Card
- Copy of NID
- Copy of e-TIN Certificate
- Ownership documents, Approved plan, Rental income proof (if any)
- Other loan statements (if any)
- Photos of Applicant & Co-applicant
- Actual Processing Fees
Documents for Apartments
(The developer will provide documents only once for one project )
For Private Land :
1. Ownership Deed - মূল মালিকানা দলিল (photocopy)
2. Baya Deed for 25 years– বিগত ২৫ বৎসরের বায়া দলিল (photocopy)
3. Joint Venture Agreement between the Developer and the Land Owner (where applicable)
4, Power of Attorney – আমমোক্তার নামা দলিল (if any)
5. Mutation Parcha - নামজারী পর্চা
6. Up-to-date Land Tax Receipt - হাল সনের খাজনা রশিদ
7. Survey reports duly attested (i.e. City Jorip Parcha, RS Parcha, SA Parcha, CS Parcha)
- ( মহানগর জরিপ পর্চা, আর এস পর্চা, এস এ পর্চা, সি এস পৰ্চা )
8. Approved Plan/Layout Plan and Approval Letter by the concerned Authority
9. Project Brochure
10. Memorandum of Association and Articles of Association of the Developer Company
11. Company Profile – কোম্পানী পরিচিতি।
12. Work-in-progress Report of the Project – প্রকল্প কাজের অগ্রগতির বিবরণী
For Government /Leasehold Land
1. Ownership Deed/Lease Deed - মূল মালিকানা দলিল (photocopy)
2. Baya Deed for 25 years– বিগত ২৫ বৎসরের বায়া দলিল (photocopy)
3. Joint Venture Agreement between the Developer and the Land Owner (where applicable)
4. Power of Attorney (if any) & the Letter of Acceptance (আমমোক্তার নামা দলিল এবং উহার গ্রহণপত্র)
5. Mutation Permission from the relevant Govt. office - নাম খারিজ পত্র
6. Up-to-date Land Tax Receipt - হাল সনের খাজনার রশিদ
7. Survey reports duly attested (i.e. City Jorip Parcha, RS Parcha, SA Parcha, CS Parcha)
- ( মহানগর জরিপ পর্চা, আর এস পর্চা, এস এ পর্চা, সি এস পর্চা )
8. Permission from the Lessor to mortgage - বন্ধকের অনুমতিপত্র
9. Approved Plan/Layout Plan and Approval Letter by the concerned Authority
10. Project Brochure including price details
11. Memorandum of Association and Articles of Association of the Developer Company
12. Company Profile - কোম্পানী পরিচিতি
