HPSM Affordable Home Financing


“Home for everyone”- considering this slogan, DBH Islamic has brought HPSM Affordable Home Financing product to facilitate the lower income group people to build their own dream homes with confidence.

  • Ensuring highest level of Shari’ah compliance
  • Financing facility up-to 80% of the estimated construction cost
  • Financing tenure maximum 15 years
  • Phase by phase disbursement based on progress of construction work of the building
  • Gestation Period (GP) facility up-to maximum 18 months
  • Fast approval process with attractive and competitive Rate of Rent (RoR)

* Please contact our representatives to avail convenient service at your doorstep.

 

 

 

 

Required Documents

  • Employment Certificate/Salary Certificate
  • Pay slip (Last 3 months)
  • Bio-data (income-earner) / CV
  • Bank Statement (last 12 months)
  • Business Card
  • Ownership documents, Approved plan, Rental income proof (if any)
  • Other loan statements (if any)
  • Copy of e-TIN Certificate
  • Copy of NID
  • Photos of Applicant & Co-applicant
  • Actual Processing Fees
  • Copy of Trade License
  • Copy of Memorandum of Association and Articles of Association (if applicable)
  • Business/Product details
  • Income Tax Assessment (Last 3 years)
  • Profit & Loss Account for Business (Last 3 years)
  • Business Bank Statements (Last 12 months)
  • Bio-data/ CV
  • Business Card
  • Copy of NID
  • Copy of e-TIN Certificate
  • Ownership documents, Approved plan, Rental income proof (if any)
  • Other loan statements (if any)
  • Photos of Applicant & Co-applicant
  •  Actual Processing Fees

Documents for Apartments

(The developer will provide documents only once for one project )

For Private Land :

1. Ownership Deed - মূল মালিকানা দলিল (photocopy)

2. Baya Deed for 25 years– বিগত ২৫ বৎসরের বায়া দলিল (photocopy)

3.  Joint Venture Agreement between the Developer and the Land Owner (where applicable)

4, Power of Attorney – আমমোক্তার নামা দলিল (if any)

5. Mutation Parcha - নামজারী পর্চা

6. Up-to-date Land Tax Receipt - হাল সনের খাজনা রশিদ

7. Survey reports duly attested (i.e. City Jorip Parcha, RS Parcha, SA Parcha, CS Parcha)

-  ( মহানগর জরিপ পর্চা, আর এস পর্চা, এস এ পর্চা, সি এস পৰ্চা )

 8. Approved Plan/Layout Plan and Approval Letter by the concerned Authority

 9. Project Brochure

10. Memorandum of Association and Articles of Association of the Developer Company

11. Company Profile  – কোম্পানী পরিচিতি।

12. Work-in-progress Report of the Project – প্রকল্প কাজের অগ্রগতির বিবরণী


 For Government /Leasehold Land

1. Ownership Deed/Lease Deed - মূল মালিকানা দলিল (photocopy)

2. Baya Deed for 25 years– বিগত ২৫ বৎসরের বায়া দলিল (photocopy)

3. Joint Venture Agreement between the Developer and the Land Owner (where applicable)

4. Power of Attorney (if any) & the Letter of Acceptance (আমমোক্তার নামা দলিল এবং উহার গ্রহণপত্র)

5. Mutation Permission from the relevant Govt. office - নাম খারিজ পত্র 

6. Up-to-date Land Tax Receipt - হাল সনের খাজনার রশিদ 

7. Survey reports duly attested (i.e. City Jorip Parcha, RS Parcha, SA Parcha, CS Parcha)

- ( মহানগর জরিপ পর্চা, আর এস পর্চা, এস এ পর্চা, সি এস পর্চা )

8. Permission from the Lessor to mortgage - বন্ধকের অনুমতিপত্র 

9. Approved Plan/Layout Plan and Approval Letter by the concerned Authority

10. Project Brochure including price details

11. Memorandum of Association and Articles of Association of the Developer Company

12. Company Profile - কোম্পানী পরিচিতি

 

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